Seattle Chapter 13 Bankruptcy Attorney
A Seattle Chapter 13 Bankruptcy Attorney Can Help You Understand Your Options
If you find yourself falling behind on monthly bills, the situation can quickly spiral out of control. Common problems like losing your job, a family illness, or an unexpected expense can start a financial freefall that may leave you wondering how you can ever financially recover.
Being harassed by creditors both day and night can lead to a great deal of embarrassment and stress, and all it takes is one unpaid credit card bill to devour your budget with interest before you even realize trouble is brewing.
Falling behind on your bills doesn't make you a bad person. In fact, many people find themselves in similar situations, making them anxious about their future and wondering if they will ever get back in the black. If this is happening to you then it might be time to talk with an experienced Seattle Chapter 13 bankruptcy lawyer and start turning things around.
Fully understanding Chapter 13 bankruptcy is far easier when you have help from a Seattle attorney who can offer you information suited to your particular circumstances - information that can help you determine if filing for bankruptcy will help you achieve financial solvency. While it's common to feel embarrassed when you have trouble keeping up with your bills, or even afraid of what might happen to you or your family, you must consider that bankruptcy was designed by the government to offer you a second chance financially.
Even better, bankruptcy laws protect you from the non-stop onslaught and abuse of creditors that are unresponsive to your pleas for more leniency. This means that you can put a stop to those angry phone calls shortly after talking to one of our experienced lawyers.
Here at the Law Offices of Mark McClure, we give you the respect and courtesy you deserve while helping you to determine if a Chapter 13 bankruptcy is possible and beneficial in your case. Bankruptcy law is all about protecting you and your property, and there are some key benefits and drawbacks to filing in this manner.
You can talk to a qualified Seattle Chapter 13 bankruptcy lawyer today by calling our law office at (206) 789-8751. Without cost or obligation, we will talk about your options and discover whether Chapter 13 bankruptcy is preferable, considering your circumstances.
Seattle Chapter 13 Bankruptcy Attorney
Understanding Seattle Chapter 13 Bankruptcy
A Chapter 13 bankruptcy is also known as a Wage Earner Bankruptcy or a Home Saver Bankruptcy, for reasons that we will reveal. It is also a debt consolidation bankruptcy where you make one payment for all of your acquired debt. Depending on your particular circumstances, you may repay some or all of your debt over a three to five year period of time.
You may be asking yourself, "Why would I choose to file a Chapter 13 bankruptcy?" What follows are various reasons that you may choose this course of action:
If your goal is to eliminate or reduce interest, your Seattle Chapter 13 bankruptcy attorney can eliminate interest and finance charges during the period of time allotted to repay your debt.
Additionally, you may qualify to pay very little (or even nothing) on your credit card or medical debt while you are in your Chapter 13 bankruptcy, at the end of which the debt will be forgiven. In certain circumstances the tax may also be entirely eliminated.
A Seattle chapter 13 Bankruptcy Attorney Will Help You Determine Your Best Course of Action
There are other forms of bankruptcy to consider when dealing with uncontrollable debt, including Chapter 7. The role of your Seattle Chapter 13 bankruptcy lawyer is to go over the details of your financial situation, taking various factors like debt and property ownership into consideration, while helping you make an informed decision regarding your future.
Constant harassing phone calls from creditors can be emotionally devastating, but if a Chapter 13 bankruptcy proves to be advantageous in your case, the phone calls at all times of day and night will soon stop and you will be able to peacefully move toward a more financially independent future.
Filing for bankruptcy is not a last resort - it is an opportunity to get your finances back on track and give you and your family the prospect of a promising future.
Contact the Law Office of Mark McClure today and find out if Chapter 13 can help you. You free consultation starts by calling (206) 789-8751.
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1200 Westlake Ave N #1006, Seattle, WA 98109 ★ Phone: (206) 789-8751